Why Choose A Chit Fund Over Traditional Savings?
Batch Value
₹3,00,000
- Monthly Installment: ₹9,000 – ₹12,000
- Duration: 25 months
- Members: 25
Benefits
- Build a ₹3,00,000 corpus, one small monthly saving at a time
- Need the money early? Bid in the auction and get it before your tenure ends
- Didn't need it early? You earn dividends instead
- No collateral, no paperwork headaches, just a trusted group system
- Flexible enough to work for a salaried family or a small business owner
Batch Value
₹5,00,000
- Monthly Installment: ₹15,000 – ₹20,000
- Duration: 25 months
- Members: 25
Benefits
- Build a ₹5,00,000 corpus through steady, manageable monthly payments
- Need a bigger amount sooner? Bid for it whenever the need comes up
- Choose not to bid early? Your money keeps earning dividends
- Backed by a system that's been trusted by hundreds of families
- Works well for bigger goals, home renovation, a wedding, or growing a business
Batch Value
₹12,50,000
- Monthly Installment: ₹37,000 – ₹50,000
- Duration: 25 months
- Members: 25
Benefits
- Build a ₹12,50,000 corpus with disciplined monthly saving
- Get a large lump sum early for business capital, a home, or your child's education
- Prefer to wait? You earn attractive dividends on your contribution
- A flexible option that suits both families and business owners
- Want an even bigger chit? Take 2 slots in this scheme and you're effectively building a ₹25,00,000 corpus
Batch Value
₹25,00,000
- Monthly Installment: ₹74,000 – ₹1,00,000
- Duration: 25 months
- Members: 25
Benefits
- Build a ₹25,00,000 corpus, ideal for major life goals like buying a home or expanding a business
- Bid early if you need the full amount sooner
- Earn strong dividends if you choose to wait it out
- Designed for members who want to save and plan at a bigger scale
- Can also be built by taking 2 slots in the ₹12.5 Lakh scheme, whichever works better for you
Want A Bigger Chit? Take Multiple Slots.
Every scheme allows a member to hold up to 2 slots in the same batch.
Taking 2 slots simply means you’re contributing twice, and your payout doubles too. So:
- 2 slots in the ₹3 Lakh scheme = you’re effectively saving toward ₹6 Lakhs
- 2 slots in the ₹12.5 Lakh scheme = you’re effectively saving toward ₹25 Lakhs
This is useful if you want a larger chit amount but the next scheme up isn’t quite the fit, you just take 2 slots in the one that works for your monthly budget.
One rule to keep in mind: a member can hold a maximum of 2 slots in any single batch. If you want to invest in more than 2 slots’ worth, you’re welcome to do so across different batches.
Note: Returns vary based on auction outcomes. Returns are always higher than the fixed deposit (FD) rates offered by banks, and are not subject to market risk. No member can hold more than 2 slots or subscriptions in a single batch. Additional slots can be taken across multiple batches.
Let's Find The Right Chit For You
Every family’s goals are different, so let’s talk about yours. Our team will help you pick a batch that fits your monthly budget and works toward what you’re actually saving for.